YNABAccounting & money tools

Buy a YNAB subscription with a Visa card

Buy a YNAB account or renew your YNAB subscription, instantly and safely

Buy a YNAB subscription the simple way: get a virtual Visa card in minutes and buy YNAB straight from its own site, or order it and PayFar will activate YNAB on your own account for you. Prices start at $14.99/mo, and you see the final amount before you pay. No shared account, no hidden fees, real people on support, and it renews on its own.

From $14.99/mo · no hidden fees
Plans & pricing

YNAB subscription price

Prices exactly as YNAB charges them. Your card is billed in the same currency, and the conversion is quoted before you confirm, nothing is hidden in the spread.

PayFar charges no monthly fee on the card, you pay YNAB only.

Your privacy

With a PayFar card, nobody needs your YNAB login

Every other route asks you to hand over your YNAB username and password, or to buy a login that belongs to someone else. PayFar issues a Visa card to you instead, you pay YNAB yourself, from your own account.

Resellers and shared accounts

They pay on your behalf: with access to your account

  • They ask for your YNAB email and password to pay for you
  • You wait hours: sometimes a day, for someone to process the order by hand
  • A middleman fee on top of the exchange rate, never itemised
  • One card funds dozens of accounts: they get flagged together

PayFar

You pay, yourself؛ we only issue the card

  • With the card you pay yourself: no username or password is ever handed to anyone
  • Pay YNAB the moment you decide to: the charge clears instantly, at 3am if you like
  • No extra payment fee: just the rate of the day, shown before you confirm
No credentialsYour account never leaves your hands

Nobody logs into your YNAB account but you. There is no shared password, no session on someone else's laptop, and nothing to revoke later.

InstantSeconds, not hours

You enter the card at YNAB checkout and the charge settles from your balance in seconds. No order queue, no operator, no waiting for business hours.

No hidden feeExactly what the service charges

YNAB charges its own price and PayFar adds no payment fee and no monthly card fee. The conversion rate is quoted before you confirm.

Payments that go through

What makes a YNAB payment go through

1Your books cannot stop on a declined card

When a YNAB renewal fails, the account usually turns read-only: invoices, bank feeds and reports wait until a payment goes through. A business card with a balance keeps the books open.

2Subscriptions belong on a statement you can read

Accounting software is itself an expense to account for. Paying it from your own card gives you a clean monthly line, with the receipt in your inbox and the charge on your statement.

3Plans scale with users and features

YNAB prices by tier and often by seat. The plan list on this page shows every tier the provider publishes, so you can see what moving up would cost before you do it.

Step by step

How to buy a YNAB subscription with a Visa card

  1. 1Sign in to YNAB and open billing or subscription
  2. 2Pick the plan that fits the number of users
  3. 3Enter the PayFar card number, expiry and CVV
  4. 4Billing country: your PayFar profile country
  5. 5Confirm: the plan renews against the same card every month

What you need first

  • A PayFar Visa, ready in under 3 minutes
  • A balance of at least $109؛ top up in rial
  • A billing country that matches your PayFar profile
Issue card + top up $109
Same card, same month

The rest of your accounting & money tools bill

One card covers all of it. These are the other accounting & money tools services people pay for with PayFar.

Questions

Buying a YNAB subscription: common questions

How much does a YNAB subscription cost?

YNAB plans: Annual Plan $109/yr, Monthly Plan $14.99/mo. Prices are exactly what YNAB charges; PayFar adds no monthly card fee, and the conversion rate is quoted before you confirm.

How do I buy a YNAB subscription with a Visa card?

Open a PayFar account; the virtual Visa card is issued in under 3 minutes. Top up at least $109, enter the card number, expiry and CVV at the YNAB checkout, and set the billing country to the one on your PayFar profile. The charge clears in seconds.

Can YNAB connect to my bank?

Bank connections depend on the banks the provider supports in each country. The subscription itself works with the PayFar card either way.

Is there a free trial?

Many accounting and budgeting tools offer one, and some ask for the card at the start of it. The card is only charged when the trial ends, unless you cancel first.

Monthly or yearly?

Yearly plans usually cost about two months less. Monthly is the safer start while you find out whether the tool fits the way you work.

Get a card that YNAB accepts

Open an account, top up in rial or crypto, and pay YNAB yourself, no reseller, no shared login.